Terms of Service

Last updated: 1 June 2026

These terms govern your use of the Calion platform. By creating an account you agree to them. If you are accepting on behalf of a business, you confirm you have authority to bind it.

1. The service

Calion provides an online platform connecting small and medium-sized businesses (“SMEs”) in the United Kingdom and Ireland with merchant cash advance funding from authorised providers. Calion is a technology platform; funding decisions are made by the funder.

2. Eligibility

The service is intended for businesses incorporated or operating in the UK or Ireland. Individual consumers should not use the service.

3. Accounts

You are responsible for the accuracy of the information you provide and for keeping your credentials confidential. We may suspend accounts where activity is fraudulent, abusive, or inconsistent with these terms.

4. Acceptable use

You will not attempt to break, probe, or interfere with the platform's security; misuse another user's data; or use the platform for any unlawful purpose.

5. Fees

Fees, factor rates, and repayment terms applicable to any advance are presented in the offer at the point of acceptance. Calion may receive a commission from the funder.

6. Liability

To the extent permitted by law, Calion's aggregate liability is limited to the fees paid by you to Calion in the 12 months preceding the claim. We do not exclude liability that cannot be excluded under law.

7. Governing law

These terms are governed by the laws of England & Wales, with non-exclusive jurisdiction of the English courts. Irish customers retain the protections of Irish law where these are mandatory.

8. Contact

Questions: info@calion.ie.